PROTECTION - VISAVIS

LIFE

Life insurance is a way to prevent, on an economic level, the consequences of death or survival at a certain age.

These consequences can be shared by transferring the responsibilities to a life insurance company.

In what situations is life insurance activated:

Family:
- Upon a death situation, this insurance is activated for the family.
Self:
- In the event of Total and Permanent Disability in which the Insured Person is unable to exercise his/her profession or any other gainful activity compatible with his/her abilities, knowledge and aptitudes.
- In case of Absolute and Permanent Disability, in which the Insured Person, besides not being able to exercise any gainful activity, needs assistance from a third party for vital needs, such as feeding, dressing, etc.
- The amount received may be used to pay off debts such as housing, children’s schooling, consumer credit, funeral expenses, or associated medical expenses.

Life insurance is a way to prevent, on an economic level, the consequences of death or survival at a certain age.

These consequences can be shared by transferring the responsibilities to a life insurance company.

In what situations is life insurance activated:

Family:
- Upon a death situation, this insurance is activated for the family.
Self:
- In the event of Total and Permanent Disability in which the Insured Person is unable to exercise his/her profession or any other gainful activity compatible with his/her abilities, knowledge and aptitudes.

- In case of Absolute and Permanent Disability, in which the Insured Person, besides not being able to exercise any gainful activity, needs assistance from a third party for vital needs, such as feeding, dressing, etc.
- The amount received may be used to pay off debts such as housing, children’s schooling, consumer credit, funeral expenses, or associated medical expenses.

PROFESSIONAL LIABILITY

The coverages are unique:

Professional errors and/or omissions
Reconstitution or replacement costs
Claims for infringement of third-party rights
Claims for breach of trust
Defamation costs

The coverages are unique:

Professional errors and/or omissions

Reconstitution or replacement costs
Claims for infringement of third-party rights

Claims for breach of trust
Defamation costs

PERSONAL ACCIDENTS

By contracting this insurance, you will have protected a vast number of events that can cause bodily harm.

This way no one is excluded, all individuals are eligible.

Our clients can choose unique coverages:

Accidental Death
Permanent Disability by Accident
Total and Absolute Disability
Treatment Expenses
Funeral Expenses

By contracting this insurance, you will have protected a vast number of events that can cause bodily harm.

This way no one is excluded, all individuals are eligible.

Our clients can choose unique coverages:

Accidental Death
Permanent Disability by Accident

Total and Absolute Disability
Treatment Expenses
Funeral Expenses

HEALTH

International health insurance is designed to support and protect all expatriate individuals, professionals, students, and families working or living abroad.

Local insurance rarely provides comprehensive coverage for expenses incurred abroad, especially in cases where a person is away from the country for long periods.

In addition, the scope of coverage does not always meet health needs, either in an emergency or long-term care situation. There are various solutions that can cover specific regions, such as Europe, Asia, Afirca, or the whole world.

Advantages:

Unlimited coverage worldwide
100% reimbursement abroad
Free healthcare in Provider Network in Portugal
No age limit
Generally no capital limits