HOUSEHOLD

We offer three options:

  • Home Insurance for a minimum content capital of € 150,000
  • Overseas for foreign customers living in Portugal
  • Vacation Homes for foreigners vacationing in Portugal

We have configured our offer to ensure home and all its contents, including artwork and jewelry, are protected on an all-risks basis, with no restrictions in case of theft or accidental damage.

The advantages are unique:

  • Infiltration and smoke are guaranteed.

There are no restrictions on storm and flood coverages. As usual, in case of storm damage, the client does not have to prove the wind speed or the existence of damage within a radius of 10km.

There are no sub-limits on electrical risk and aesthetic damage covers.

The contents coverage does not impose a limit per piece, and it is not necessary for the client to list the contents of the house. Our insurance always responds for the replacement value in new, without any limit per piece. In the case of objects in gold, silver, jewelry and watches, this advantage does not apply, and it is necessary to take out special objects coverage.

We offer three options:

  • Home Insurance for a minimum content capital of € 150,000
  • Overseas for foreign customers living in Portugal
  • Vacation Homes for foreigners vacationing in Portugal

We have configured our offer to ensure home and all its contents, including artwork and jewelry, are protected on an all-risks basis, with no restrictions in case of theft or accidental damage.

The advantages are unique:

  • Infiltration and smoke are guaranteed.

There are no restrictions on storm and flood coverages. As usual, in case of storm damage, the client does not have to prove the wind speed or the existence of damage within a radius of 10km.

There are no sub-limits on electrical risk and aesthetic damage covers.

The contents coverage does not impose a limit per piece, and it is not necessary for the client to list the contents of the house. Our insurance always responds for the replacement value in new, without any limit per piece. In the case of objects in gold, silver, jewelry and watches, this advantage does not apply, and it is necessary to take out special objects coverage.

DOMESTIC STAFF

Workplace accident insurance for domestic employees is compulsory. When taken out, it protects not only against accidents occurring at and during work, but also in the home-work-home journey and/or changing between jobs

if the person works at more than one location.

If the employee becomes unable to work due to an accident, the insurance covers medical expenses, disability allowance, and even salary.

The coverages of this insurance are:

  • Benefits of medical, surgical, pharmaceutical, hospital nature
  • Permanent incapacity
  • Death
  • Home care
  • Temporary incapacity (daily indemnity)
  • Legal protection

Workplace accident insurance for domestic employees is compulsory. When taken out, it protects not only against accidents occurring at and during work, but also in the home-work-home journey and/or changing between jobs

if the person works at more than one location.

If the employee becomes unable to work due to an accident, the insurance covers medical expenses, disability allowance, and even salary.

The coverages of this insurance are:

  • Benefits of medical, surgical, pharmaceutical, hospital nature
  • Permanent incapacity
  • Death
  • Home care
  • Temporary incapacity (daily indemnity)
  • Legal protection

WORKS OF ART

Whether it’s a José Malhoa or Joana Vasconcelos creation, diamond bracelets or Indian Company services, we guarantee to cover all types of works of art, collectibles and valuables. We work with the best partners in the market who share with our clients the same passion for art.

If you need to insure a piece or a collection, whether at home or in a gallery, we understand your needs and are able to confidentially advise you on how to insure and get a professional valuation of your collection.

We aim to offer you a service that is unparalleled in the market, guaranteeing that:

  • We pay the agreed value on the objects you decide to specify
  • Material loss or damage is covered worldwide, including the risk during transport
  • New purchases are covered up to 15% of total value
  • In the event of a theft, you have the option to repurchase any property recovered
  • On partial losses, in addition to restoration, we will indemnify the financial devaluation of the restored piece.

Whether it’s a José Malhoa or Joana Vasconcelos creation, diamond bracelets or Indian Company services, we guarantee to cover all types of works of art, collectibles and valuables. We work with the best partners in the market who share with our clients the same passion for art.

If you need to insure a piece or a collection,

whether at home or in a gallery, we understand your needs and are able to confidentially advise you on how to insure and get a professional valuation of your collection.

We aim to offer you a service that is unparalleled in the market, guaranteeing that:

  • We pay the agreed value on the objects you decide to specify
  • Material loss or damage is covered worldwide, including the risk during transport
  • New purchases are covered up to 15% of total value
  • In the event of a theft, you have the option to repurchase any property recovered
  • On partial losses, in addition to restoration, we will indemnify the financial devaluation of the restored piece.

COLLECTOR CARS

The advantages are unique:

  • No capital maximum restrictions.
  • Whether you are parked or driving on public roads, we offer the Own Damage warranty with coverage for all, including accidental damage, often not covered by traditional car insurance.
  • The same insurance can cover all classic and luxury vehicles, making it easier to manage.
  • Just like a work of art, the value of the car is agreed with the Client, allowing us to provide a solution with high growth potential.
  • If you choose a solution for the vehicle in circulation, the transport of the vehicle by a third party is also covered.

The advantages are unique:

  • No capital maximum restrictions.
  • Whether you are parked or driving on public roads, we offer the Own Damage warranty with coverage for all, including accidental damage, often not covered by traditional car insurance.
  • The same insurance can cover all classic and luxury vehicles, making it easier to manage.
  • Just like a work of art, the value of the car is agreed with the Client, allowing us to provide a solution with high growth potential.
  • If you choose a solution for the vehicle in circulation, the transport of the vehicle by a third party is also covered.

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